Terms of Service:

Introduction

Welcome to Low Rate Loan Partners! These Terms of Service govern your use of our website (www.lowrateloanpartners.com) and services. By accessing or using our site, you agree to these terms. If you do not agree, please refrain from using our services. These terms are effective as of March 29, 2025.

Eligibility

You must be at least 18 years old to use our website and services. By agreeing to these terms, you confirm that you meet this age requirement.

Use of Services

Low Rate Loan Partners provides loan-related information and communication services, including optional SMS updates. You are granted permission to use our website for personal, non-commercial purposes only. You agree to:

Provide accurate information when requesting services or opting into SMS notifications.

Use the site in compliance with all applicable laws.

User Conduct

You agree not to:

Use our services for any unlawful or harmful purpose.

Attempt to disrupt our website, servers, or networks.

Misrepresent your identity or intentions when interacting with our services.

Text Messaging Services

If you opt into our SMS notifications, we will use your phone number to send service-related updates (e.g., loan status, appointment reminders). Your opt-in data and consent are collected with your permission and handled as follows:

Text messaging originator opt-in data and consent will not be shared with any third parties, except for aggregators and providers of the Text Message services necessary to deliver these messages.

You may opt out at any time by texting “STOP” to 385-899-2221 or emailing [email protected].

Required Statement:

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Intellectual Property

All content on this website—including text, graphics, logos, and designs—is the property of Low Rate Loan Partners and protected by United States copyright laws. You may not reproduce or distribute our content without written permission.

Limitation of Liability

Low Rate Loan Partners provides this website “as is” without warranties of any kind. We are not liable for:

Errors or inaccuracies in the content.

Any damages resulting from your use of our services.

Interruptions or technical issues beyond our control.

To the fullest extent permitted by law, Low Rate Loan Partners, its officers, employees, or agents will not be responsible for direct, indirect, or consequential damages arising from your use of this site.

Governing Law

These Terms of Service are governed by the laws of the State of Utah. Any disputes will be resolved through arbitration in Utah, unless otherwise required by law.

Updates to These Terms

We may update these Terms of Service as needed. Changes will be posted on this page, and your continued use of our services after updates indicates your acceptance. Check back regularly for the latest version.

Contact Us

If you have questions about these Terms of Service, reach out to:

Low Rate Loan Partners

Email: [email protected]

Phone: 385-899-2221